Downloadable Tools
Professional Excel calculators to support your protection planning conversations. Download, customize with your branding, and use with clients.
Business Value Calculator
Calculate the economic value of a business for protection planning purposes, including shareholder protection and buy/sell agreements.
Key Person Calculator
Determine the appropriate level of key person insurance based on the financial impact of losing a critical employee.
Decreasing Term Calculator
Calculate and visualize how decreasing term cover reduces over time, typically used for mortgage protection planning.
Maximum Stepped Benefit Calculator
Calculate the maximum stepped benefit available for protection policies with increasing cover options.
Premium Equalisation Calculator
Calculate equalised premiums for joint life policies or when comparing different premium payment structures.
Coming Soon
Carry Forward Calculator
Pension annual allowance carry forward calculations for 2025/26
Coming SoonTTFA Calculator
Tax-free allowance calculations for pension planning
Coming SoonIncome Gap Calculator
Calculate shortfall between income need and state benefits
Coming SoonNote: These Excel calculators are provided for illustration and planning purposes only. Results should be verified and are not intended as financial advice. Always refer clients to appropriate professional advisers for specific recommendations.