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Postcode Protection Gap Heatmap
Regional protection gap analysis showing underinsurance across UK regions, combining earnings, housing costs, and insurance penetration estimates.
Postcode Lookup
National Total Gap
£18.6tn
Worst Region
London
£928,475 / household
Best Region
North East
£531,750 / household
National Average
£632,410
per household
Protection Gap per Household by Region
Very HighHighModerateLow
Regional Data Table
| Region | Median Income | Avg House Price | Protection % | Gap / Household | Gap Score | Risk |
|---|---|---|---|---|---|---|
| London | £44,370 | £523,000 | 35% | £928,475 | 100 | Very High |
| South East | £38,800 | £383,000 | 38% | £744,600 | 54 | Very High |
| East of England | £36,100 | £330,000 | 33% | £691,350 | 40 | Very High |
| South West | £33,600 | £310,000 | 32% | £641,400 | 28 | Very High |
| East Midlands | £32,200 | £240,000 | 29% | £591,300 | 15 | Very High |
| West Midlands | £31,800 | £240,000 | 28% | £590,100 | 15 | Very High |
| North West | £32,400 | £210,000 | 29% | £586,800 | 14 | Very High |
| Scotland | £33,000 | £188,000 | 30% | £578,500 | 12 | Very High |
| Yorkshire & the Humber | £31,200 | £205,000 | 27% | £568,400 | 9 | Very High |
| Wales | £30,800 | £210,000 | 26% | £568,200 | 9 | Very High |
| Northern Ireland | £31,500 | £178,000 | 24% | £568,050 | 9 | Very High |
| North East | £30,100 | £162,000 | 25% | £531,750 | 0 | Very High |