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Additional Condition

Loss of Speech

Definition

Total and permanent loss of the ability to speak as a result of injury or illness. Loss of speech must have lasted for at least 12 months.

Claim Requirements

  • Total loss of ability to speak
  • Lasted for at least 12 months
  • Permanent condition

Exclusions

  • Partial speech impairment
  • Psychological causes

This is a summary of the condition definition. Always refer to the full policy wording for complete terms and conditions.