Additional Condition

Deafness

Definition

Total and permanent loss of hearing in both ears as a result of illness or accident, with an auditory threshold of greater than 90 decibels in the better ear. Deafness must be confirmed by an audiologist.

Claim Requirements

Total hearing loss in both ears
Auditory threshold greater than 90 decibels
Permanent condition confirmed by audiologist

Exclusions

Partial hearing loss
Correctable hearing impairment

This is a summary of the condition definition. Always refer to the full policy wording for complete terms and conditions.